Chapter 13 Interest Rates

San Antonio Division

 

 

Effective January 1, 2010, the following interest rates are suggested for use in Chapter 13 cases in the San Antonio Division of the Western District of Texas:

 

Cars and Consumer Goods:      7% (based on November, 2009 Federal Reserve Prime                                                            Rate plus 3 percentage points)

 

Home Arrearages:                    Default rate of contract or 7% *

 

IRS:                                         4%

 

Real Estate Taxes:                    12%

 

State Comptroller:                    4.25% (subject to change as it is 1 + prime as of the first

                                                business day of the year)

 


* The Trustee reserves the right to object to the payment of interest on arrearage claims if not provided for

by the applicable contract and applicable law.